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MCO vs Diligent: Compliance Platform for Regulated Financial Services vs Enterprise GRC

What this comparison covers

MyComplianceOffice (MCO) and Diligent both serve large regulated organizations with different buyer centers of gravity. MCO is a compliance management platform purpose-built for regulated financial services firms, covering employee compliance, transaction surveillance, third-party risk, and regulatory obligations. Diligent is an AI-powered board management and enterprise GRC platform serving directors, general counsels, corporate secretaries, C-suite, risk, and compliance owners across industries.

Platform scope

MCO

MCO runs 30+ products on a single shared platform across four suites: Know Your Employee (KYE®), Know Your Transactions (KYT®), Know Your Third Party (KYTP®), and Know Your Obligations (KYO®). The platform is built for regulated financial services firms.

Diligent

Diligent positions around the tagline "The only AI-powered board management software directors ask for by name." The product portfolio includes (source):

  • Diligent Boards: board management

  • Diligent One Platform: unified governance, risk, and compliance

  • BoardEffect: nonprofit and higher-education board software

  • Entities: subsidiary management

  • Community: school board and local government

  • Diligent Market Intelligence: shareholder activism, compensation, and ESG data

Diligent serves directors, general counsels, corporate secretaries, C-suite executives, risk managers, information security officers, compliance officers, and internal auditors.

Area-by-area overlap

Capability MCO Diligent
Personal trading compliance Yes (Personal Trading Compliance) Not a primary focus
Gifts and entertainment Yes Partial (depends on module)
Outside business activities Yes Partial
Political contributions Yes Not a primary focus
Attestations and code of ethics Yes Yes
Communications archive and review Yes (eComms Archive, eComms Review) Not a primary focus
Trade surveillance Yes (KYT) Not a primary focus
Insider and MNPI management Yes Not a primary focus
Deal review and control room Yes Not a primary focus
Transaction monitoring (AML) Yes Not a primary focus
Third-party risk management Yes (KYTP) Yes (in Diligent One)
Policy management Yes (Policy Content Governor) Yes
Regulatory change management Yes (Compliance Obligations Manager) Yes
Audit management Partial Yes (established)
Board management Not a primary focus Yes (flagship)
Entity / subsidiary management Not a primary focus Yes
ESG and market intelligence Not a primary focus Yes (Diligent Market Intelligence)

Customer scale and evidence

MCO

  • 30+ products on one shared platform

  • RegTech Insight Awards Europe 2025 and Deloitte's Best Managed Companies Ireland 2025

  • G2 designations: Highest User Adoption, Best Meets Requirements (Mid-Market), Users Love Us, Governance, Risk & Compliance Leader

  • Offices in New York, Fort Worth, Chicago, Dublin, London, Singapore, Hyderabad, and Dubai

Diligent

  • 25,000+ customers

  • 700,000 directors using the platform

  • 130+ countries

  • 75% of the Fortune 500 use Diligent

  • Rated 4.4/5 on G2

  • Named "Leader" by Chartis, Forrester, Gartner, IDC, and Verdantix

  • Gartner Magic Quadrant leader for GRC tools (2025) (source)

Security certifications

MCO

SOC 2 Type II, ISO 27001, EU-US Privacy Shield Data Protection Certification with TRUSTe, encryption in transit and at rest

Diligent

Trust Center, vulnerability disclosure program, and privacy controls referenced; specific named certifications not detailed in the homepage content fetched here.

When firms run both

A common pattern: large financial services firms use Diligent for board portal, entity management, and enterprise audit workflows, and use MCO for financial-services-specific operational compliance (personal trading, gifts, OBAs, surveillance, control room, third-party risk). The two platforms address different buyers (board/legal/audit vs. financial services CCO) and different workloads.

When to choose MCO

  • The firm is in regulated financial services (asset management, wealth, broker-dealer, investment bank, bank, insurance, proprietary trading, private equity, law firm, regulated crypto)

  • The compliance program needs operational depth in personal trading, surveillance, MNPI management, and connected control room workflows

  • Regulatory examinations require consolidated evidence across financial services compliance domains

  • The firm wants one platform covering employee compliance, surveillance, third-party risk, and regulatory obligations

When Diligent may be considered

  • The primary buyer is a general counsel, corporate secretary, board director, or enterprise GRC owner

  • Board management, entity management, or cross-industry audit workflows are deciding requirements

  • Financial-services-specific operational compliance (personal trading, MNPI, eComms review, deal review) is secondary to broader GRC and governance

  • ESG, market intelligence, and compensation data are priorities

Further reading